As a wholesale broker, we submit your loan to 100+ lenders simultaneously and bring you the most competitive rate available. No retail markup. Just the best offer for your situation.
Competitive terms from 100+ wholesale lenders.
It depends on the loan type. Conventional loans start at 3% down. FHA requires 3.5%. VA loans allow 0% down for eligible veterans. Jumbo loans typically require 10–20%.
Our initial pre-approval uses a soft credit pull which does not affect your score. A hard pull only occurs when you proceed with a full application.
Yes — most loan programs allow gift funds from family members for the down payment and closing costs. We’ll guide you through the documentation requirements.
Pre-qualification is an estimate based on self-reported info. Pre-approval is a verified review of your income, assets, and credit — much stronger when making offers.
Most purchase loans close in 21–30 days. In competitive markets we can sometimes close in 14–17 days with the right lender.
Get pre-approved today. No credit pull. No obligation.